One Year Full Time RV Living Costs: Expensive?

Thumbnail of custom map with Phil & Stacy

Are you wondering what one year of full time RV living costs would be? We just hit our second year of full time RVing, and we are happy to share a breakdown of our expenses throughout our second year. I hope it helps you to budget for life on the road. 

One Year RV Living Costs: Vary Per RVer

When researching full time RV living you will find a wide range of budgets from many bloggers and YouTubers. There are many reasons for the huge difference in expenses. Below are just a few things that can vary from RVer to RVer that will have an impact on costs. 

  • Type of RV

  • Size of Family

  • RV Living Style

  • Preferred Type of Camping

  • Camp Hosting

  • Frequency of Boondocking

  • Income

  • Debt

  • How Long You Stay in Each Location

  • And so much more!

 

RV Goals

Before we hit the road, we knew our travel goals. We wanted to see and do much of what our country has to offer. Our goal was not to live off nothing! We wanted to experience as much adventure as possible within our personal budget. You could live full time in an RV and spend less than we have or you could easily spend more. There are many RVers on both sides of the spectrum. You will find what works best for you once you hit the road. 

The video below breaks down our first year of expenses. We were nervous about boondocking during our first year. Once we were no longer afraid to boondock, we were able to reduce campings costs.

Find out what we learned Our First Year Full Time.

rv costs for Our First Year on the Road

 
 

Sharing is Caring! Please, feel free to share this picture on Pinterest!

 
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One Year RV Living Costs: Not Included

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Some of the expenses we did not include are groceries, cell phones, eating out, clothing, RV depreciation, streaming platforms, gym memberships, medical insurance, etc. These costs vary so much from family to family. Our costs in those categories will not help you create your RV budget. My recommendation is for you to use your current costs in those categories, as many will carry over to RV life. Besides, how much I spent on my socks last month won't help when you make your budget. 

 

One Year RV Living Costs: Video

 
 

Miles driven during year 2

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One Year RV Living Costs: Breakdown

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Activities

Our activities include tickets, admission fees, and any other costs of fun activities. It did not include food or drinks at any venue. 

*Ticket prices are total cost, not the cost for each ticket.

Phil & Stacy in front of Disney Magic Kingdom

Disney Magic Kingdom

Fuel 

Our fuel cost includes diesel and def for the RV. It does not include fuel for our tow car. We were able to start saving huge chunks of money on our fuel costs once we signed up for the TSD RV Fuel Savings Card. If you use diesel you need this savings card! It is free to join and only costs you 10% of your fuel savings. So other words it will cost you NOTHING!

  • Year $2753.33

  • Monthly Average $230

  • 7 Purchases with TSD Fuel Card

    • Gallons Purchased 286.57

    • Saved $142.70

    • Saved Per/Gal Average $2.00

    • Saved Per/Purchase Average $20.38

    • Price Range with TSD $1.71-2.74 per/gal

Ziplining the Gorge in North Carolina

Ziplining the Gorge in North Carolina

Propane

Our propane costs include onboard propane only. We use propane for the stove, heater, and the water heater if boondocking. It does not include propane for the portable tank we use for grilling and our firepit. I am sorry to say we did not keep adequate records to add that in our costs. 

  • Year $187.62

  • Monthly Average $15.64

Turkey Hill Ice Cream Experience in Pennsylvania

Turkey Hill Ice Cream Experience in Pennsylvania

Tolls

Last year we traveled throughout the northeastern part of the country. As you may know, there are many many toll roads up there! We avoided whenever possible, but sometimes it was cheaper to hop on. Being routed 100 miles out to save $20 on a toll will cost more in the long run. Be sure to check your options before automatically saying no to a toll. By the way, it was worth every penny to explore the New England area.

  • Year $318.35

  • Monthly Average $26.53

Mt Washington Cog Railway in New Hampshire

Mt Washington Cog Railway in New Hampshire

Transportation And Parking

This category includes any fees we paid for metros, commuter rails, parking, subways, or any other way of getting around an area while exploring.

  • Year $226.37

  • Monthly Average $18.86

  • Transportation $110.20

    • South Boston Commuter Rail $20.00

      • Boston Fun Video (We loved Boston and will go back!)

      • New Jersey Commuter Rail $47.00

      • Penn State Commuter Rail $10.50

Rally

We love rallies! Every rally we have attended has been amazing! Last year we attended the first ever Escapees Hangout in Swanzey, NH. We watched the town of Keene commemorate their history with murals painted by the world renowned Walldogs. But the most fun was the Amazing Race that Escapees set up for us! You have got to see all the desperate things we did to try and win the race while touring that little part of the country! Did we win? Check out the video to find out!

 
 

We also attended the RVillage rally last year. It was amazing! We had the best time and met so many wonderful people! We were guest speakers at the rally so we were able to attend for free.

Niagara Falls State Park

Internet

These days everyone uses the internet. Most of us stream YouTube, movies, and regular TV. Many of us also check email and bank online, so connectivity is a must. When uploading large videos, occasional park wifi won't work for us. We need a reliable, fast internet plan.

Unfortunately, the company we were using went out of business during COVID. We paid for the year upfront and lost a few months of service when they went belly up. We are now searching for a new plan that will work for us. Stay tuned to our YouTube channel if you want to see what we choose.

  • Year of AT&T $700 (paid in full in November)

  • Monthly Average $116.67 (only received 6 months)

Washington DC

Washington DC

RV Insurance

Insurance is another item in the budget that has many factors that contribute to the overall bottom line. Some of those factors include the age of RV, type of RV, the insurance company, full time or PT status, zip code, and personal driving record. Your insurance costs may be much less or more than ours.

Some insurance companies will not cover any type of recreational vehicle while others will as long as you are not full time. Shopping around annually is a must! We have used Progressive the last 2 years.

  • Year $2121 (paid annually to reduce costs)

  • Monthly Average: 176.75

Touring Boston, Massachusetts

RV Maintenance

Our RV maintenance costs have been much less each year than I expected. But again, this will vary from rig to rig. Remember keeping up on your monthly, quarterly, semi-annual, and annual maintenance will save you money in the long run. Don't ignore those maintenance items. We have a free excel maintenance spreadsheet to help you get started.

Tiffin Service Center Hose Repair with Cost Break Down

 
 

RV Upgrades

I thought when we sold our sticks and bricks and moved into the RV we would stop the upgrades. Boy, was I wrong! Last year we upgraded to Battle Born Lithium (GAME CHANGER). This year our big upgrade was solar. Of course, I have a few more ideas for updates to the RV this year! So, I guess it never ends! 

 
 

RV Memberships

We have several RV memberships that we use all the time! We could not RV without these them! Boondockers Welcome and Harvest Hosts have provided us a free year because we have created several videos about their amazing memberships. You will see how often we use them both a little further in the blog!

My FAVORITE RV Trip Planner!

 
 

Mail Forwarding

Mail forwarding is still one of those necessities. Although all of our bills are paperless, we still occasionally have snail mail. I have looked at Escapees' levels of mail services and the lowest tier is still the best option for us. But you can choose the tier that works best for you, including envelope scanning. The cost below only includes the postage to have our mail sent to us.

Oh, and it would have been cheaper if Phil had not sent an Amazon order all the way to our domicile address! Of course, it included several boxes including a case of RV toilet paper (cheapest on Amazon).

  • Yearly $142.95

  • Monthly Average: $11.91

Balloon Festival in Stowe, Vermont

One Year RV Living Costs: Camping

Now the moment you have been waiting for!! Our actual camping costs.

  • Overnights: 3 nights FREE (Walmart, casino)

  • Disney Fort Wilderness

  • Tampa RV show

  • Volunteering with A Year to Volunteer: 8 nights FREE

  • Army Corps of Engineers Campgrounds

  • Florida Water Management land: 15 nights FREE

  • Boondockers Welcome

    • 22 nights

    • Paid Hosts $30 for electric

    • Nightly Average $1.36

    • Save on your membership with the code: YMRV

  • Driveway surfing: 25 nights FREE (THANKS FRIENDS AND FAMILY!)

  • Harvest Host

    • 29 nights

    • Golf Course Membership Add On $26

    • Nightly Average $0.9

    • Save 15% with the code: YMRV

  • Camp Host: 32 nights FREE (many hours of work!)

  • Military Campgrounds

  • National/State/County/City Parks

    • 44 nights

    • Total $1238.05

    • Nightly Average $28.14

    • One of our favorite state parks is Letchworth State Park. Check out their 3 waterfalls in our video.

  • Private Campgrounds

    • 107 nights

    • Total $2487.24

    • Nightly Average: $23.25

  • Total Camping costs

    • Year $5813.29

    • Average Monthly $484.44

    • Average Nightly $16

 
 

**Camping costs did not include the Escapees Hangout. Rallies are budgeted in a different category for us.

Phil & Stacy with Nubble Lighthouse in York, ME

Nubble Lighthouse in York, Maine

Thousand Trails

I know what some of you are thinking we could have saved money with a Thousand Trails membership. We looked into Thousand Trails but decided it was not right for us. Check out our blog post to see why we opted out of Thousand Trails. 

 
 

BLM is Not Free

When people think about BLM land or Water Management Land many times they envision living for absolutely nothing! But there are costs many people don't consider. We discovered this our first time boondocking in Quartzite, Arizona. They may not add up to a ton of money but they can sneak up on you if you are planning for a budget of zero! I have included a few costs to calculate in your boondocking budget.

  • Generator Fuel to Charge Batteries

  • Propane for cooking, hot water, and heat

  • Potable Water Fill

  • Black and Grey Tank Dump

  • Laundry Mat

 

One Year RV Living Costs: Totals

  • Activities $1830.20

  • Fuel $2753.33

  • Propane $187.62

  • Tolls $318.35

  • Transportation/Parking $266.37

  • Rally $349

  • Internet: $700

  • RV Insurance $2121

  • RV Maintenance $1123.15

  • RV Upgrades $3763.81

  • RV Memberships $248.01

  • Mail Forwarding $142.95

  • Camping 5813.29

TOTAL CAMPING COST: $19,617.08

One Year RV Living Costs: Tracking

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Wondering how we tracked our living costs over the year? We used an excel spreadsheet created by Christina from Our Epic Field Trip to track our camping costs. It is a great tracker that breaks down your daily costs with graphs. You can download a copy of the Camping Costs Spreadsheet for free!

Don't have Excel? No problem. Upload the spreadsheet to Google Sheets and you can save and edit from Google!

We tracked the rest of our expenses using Quicken. It is a budgeting program you can purchase online or at most major box stores. We have been using Quicken off and on for years. It is very easy to navigate.

One Year RV Living Costs

I hope our annual RV budget breakdown helps you as you work on your full time RV budget. Our budget falls in the middle of most RVers. You can RV for less or you can RV for more. It depends on what your goals for the road happen to be!

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Graph of average money spent by camping category

Get more RV travel ideas, tips, updates, discounts, perks, and more!

Every Saturday, Phil & Stacy publish the You, Me & the RV Newsletter, where they share weekly articles about all things RV and travel. Each week they scour the internet for articles that will inspire and inform you. They also share discounts, sales, and freebies! So don’t miss out! Sign up for the newsletter below.

Thanks so much for stopping by.

Phil & Stacy

Today Is Someday

Author: Stacy, You, Me & the RV, ALL RIGHTS RESERVED 2020

**Disclosures: We are a participant in the Amazon Services LLC Associates Program and other affiliate programs. These programs are affiliate advertising programs designed to provide a means for us to earn fees by linking to Amazon.com and other affiliated sites. It does not cost you anything to use these links.

Stacy from Today is Someday

Phil & Stacy have been living full time in their RV while exploring the country since 2018.

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Our First Year Full Time RV: What We Learned